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- Customize with RateRewards
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All borrowers can get a great rate with an Ascend Personal Loan
Borrowers who are better than their credit score can enroll in our RateRewards Program that lets great borrowers reduce their interest costs up to 50%.
1. GET YOUR ASCEND
Get an Ascend Personal Loan
with a low rate and payment
that will never change.
2. ENROLL IN OPTIONAL RATEREWARDS PROGRAM
Better borrowers can enroll in the optional RateRewards Program.
3. EARN REWARDS
Earn rewards each month through responsible financial behaviors.
4. LOWER YOUR PAYMENT
Your monthly interest costs
and total payment will be
reduced by the reward you earn.
Who is Ascend?
We are an experienced team of lending, technology, and data professionals who are committed to developing fairer ways to price less than perfect borrowers.
We believe credit scores aren't very accurate at predicting how good of a borrower you will be in the future, and that you deserve a chance to prove you're better than your credit score indicates.
If you demonstrate good financial habits that reduce our risk, we'll lower your interest cost.
It's that simple.
You're in good company.*
"I check for rewards through the online account. It makes it looks like you're really doing something because you're reducing your payment. It feels like you're accomplishing something."
— Darniece, Union City GA
"I have three to five friends I recommended it to, who are already parts of Ascend loan. I tell them that it's local and they get to talk to a real person. It's great experience."
— David, Daly City CA
"It was surprising to me that I could build credit and get discounts... I like the program a lot and haven't seen anything like this."
— Anindya, Beaverton OR
"The best part is the customer service, I give them a 10. They gave me some recommendations and helped me with ease of conversation. I didn't feel embarrassed, but confident."
— David, Daly City CA
*Testimonials provided during an 8/31/2016 survey of Ascend Loan Borrowers. Participants were compensated for participating in the survey but were not compensated for testimonials.